18 Sep 2010

Thankfully, Bankruptcy Is Still Available

This economy stinks. According to an article I read in the Baltimore Sun, more Americans are living in poverty and without health care. The good news, Chapter 7 and Chapter 13 personal consumer bankruptcy is still available to all Marylanders. Call or e-mail us if you need a Maryland Bankruptcy attorney to help you choose […]

14 Sep 2010

Motherhood and Bankruptcy

I saw this today and thought it was a really informative article and wanted to pas it on to any readers of the Maryland Bankruptcy Center blog: MOTHERHOOD AND BANKRUPTCY In most discussions of bankruptcy, there are few mentions of the rising costs of motherhood/parenthood, especially considering the current economic state of affairs, whereby families […]

14 Sep 2010

Top Five Reasons People File Bankruptcy

When you are experiencing a financial crisis you may feel like you are the only one in that situation. The reality is that many people are feeling the current financial crunch for one reason or another. So whether you live in Maryland or any other part of the country, you are not alone! The following […]

14 Sep 2010

Information About Consumer Bankruptcy

The American Bankruptcy Institute is an incredible organization which helps educate bankruptcy professionals and consumers with regard to current bankruptcy news and information. It’s contributors are some of the most well-educated bankruptcy professionals in the country. Although I have been a Maryland bankruptcy lawyer for almost 20 years, I learn something new every day. I […]

12 Sep 2010

New Bankruptcy Laws Not a Barrier to Chapter 7 and Chapter 13 Bankruptcy

I was looking around the web this morning for interesting articles on consumer Chapter 7 and Chapter 13 bankruptcy, and debt relief in general, and I found this intersting article from the Washington Post in 2008. This was written BEFORE the recession and unemployment really hit us hard, but it still applies. Some people think […]

15 Aug 2010

Chapter 7 Bankruptcy – The Process

Hi folks.  Most people who need to file Chapter 7 Bankruptcy in Maryland have heard of it, and no a little bit about it, but don’t know how it works.   Well, here it is, the process, which is pretty much the same in every case. Once you decide that you want to file Chapter 7 […]

15 Jul 2010

Rebuilding Credit During and After Bankruptcy

Maryland Bankruptcy Lawyers have a “list-serve” where we post questions and answers to bankruptcy questions in order to help each other out.  Although I have alot of experience handling Chapter 7 and Chapter 13 consumer bankruptcy cases, I continually learn and keep up to date by reading the list serve questions and answers each day. […]

12 Jul 2010

Summer Vacations and Bankruptcy

This weekend I was in Ocean City, Maryland with my family.   Everywhere I went, restaurants were packed, stores were mobbed and hotels had “no-vacancy” signs.  And as a personal bankruptcy attorney, I couldn’t help but notice that nearly everyone was using their high interest credit cards to pay for their consumer goods and services.  This, […]

03 Jul 2010

Personal Bankruptcy Filings Through June, 2010

CONSUMER BANKRUPTCY FILINGS UP 14 PERCENT THROUGH FIRST HALF OF 2010 July 2, 2010 Alexandria, Va. — U.S. consumer bankruptcy filings totaled 770,117 nationwide during the first six months of 2010 (Jan. 1-June 30), a 14 percent increase over the 675,351 total consumer filings during the same period a year ago, according to the American […]

20 Jun 2010

What is Personal Bankruptcy Discharge?

What is a bankruptcy discharge? The typical consumer files a bankruptcy case in order to obtain a “discharge” of overwhelming debt. An unfortunate word that is used to describe what for many is a life changing “event”. Why? When a debt is “discharged”, the obligation of the debtor to pay it, no longer exists. The […]