Thankfully, Bankruptcy Is Still Available

This economy stinks. According to an article I read in the Baltimore Sun, more Americans are living in poverty and without health care. The good news, Chapter 7 and Chapter 13 personal consumer bankruptcy is still available to all Marylanders. Call or e-mail us if you need a Maryland Bankruptcy attorney to help you choose the best path for you take if you are in a situation where you find yourself unable to pay your credit card bills, medical bills or if you cannot afford your mortgage and are facing foreclosure.

Check out the article below:

A new report from the U.S. Census Bureau shows that more Americans are living in poverty and more lack health insurance.

The report, called “Income, Poverty and Health Insurance Coverage in the United States: 2009,” found the median household income was $49,777, about the same as 2008.

But it found that 43.6 million people were living in poverty, up from 13.2 million the year before, and the official poverty rate grew to 14.3 percent, up from 13.2 percent the year before. It was the third annual increase in a row.

The number of people without health insurance is also on the rise. It was 50.7 million last year and 46.3 million the year before — or 16.7 percent versus 15.4 percent.

A sign of the times?

E-mail me at or call me anytime, 24/7 at (410) 766-4044 and I will answer any Chapter 7 or Chapter 13 bankruptcy questions that you have.

David L. Ruben