24 Jun 2024

6 Common Myths About Bankruptcy

When faced with the Different aspects of the law are often misunderstood by people. But of all these, bankruptcy is arguably the most misunderstood. In fact, if we got paid a dollar for every misconception we’ve come across, we’d give Jeff Bezos a run for his money. Countless individuals hold the wrong idea about the […]

23 May 2024

What Is The Difference Between Chapter 7 And Chapter 13 Bankruptcy?

When faced with the threat of financial distress, many resort to bankruptcy as a form of escape. As the two primary legal frameworks that provide for this are Chapter 7 and Chapter 13 bankruptcy, everyone must understand what they represent to make an informed decision for their financial future. Generally, Chapter 7 is akin to […]

28 Apr 2024

Filing for Chapter 7 Bankruptcy in MD: A Step-by-Step Guide

Declaring bankruptcy can be a fresh start, but it’s also daunting. When you’re facing a wall of legal processes, hard-to-decipher codes and laws, and aren’t sure what to do, it can feel impossible. However, the right guidance makes all the difference and can transform this intimidating experience into a new beginning. At Sirody & Ruben […]

27 Mar 2024

How to Find The Best Bankruptcy Attorney Near Me

Navigating bankruptcy can be overwhelming, but you don’t need to do it alone. A skilled bankruptcy lawyer will guide you through the complexities of your legal situation and offer solutions tailored to fit your unique financial needs. This guide aims to equip you with the knowledge and tools needed to make an informed decision, ensuring […]

22 Apr 2022

Choosing Between Debt Consolidation or Bankruptcy

When you’ve reached the point where financial struggles are more than you can reasonably manage on your own, it’s time to look for alternatives to get you back on solid financial footing. After all, there is only so much extra work you can take on and so much juggling of bills you can muster until […]

person reviewing and consolidating bills
31 Mar 2022

Chapter 13 Bankruptcy Myths – Part 1

There are many misunderstandings about filing for Chapter 13 Bankruptcy. Below we note five of the common myths about filing for Chapter 13 Bankruptcy in Maryland. Myth #1: Most people don’t qualify for Chapter 13 Bankruptcy. Misleading! While there are debt limits to qualify for Chapter 13, they are high and only preclude individuals in […]

Business Person Signing Chapter 13 bankruptcy Contract
22 Nov 2021

How Long Does Chapter 13 Bankruptcy Take?

If you’re struggling with more debt than you can manage and have gotten behind on your home mortgage and car payments, you may be evaluating filing for Chapter 13 bankruptcy. Some common misconceptions about bankruptcy are that you will lose your home or that the process will drag on for years. In general, this simply […]

Couple looking at unpaid bills. Chapter 13 bankruptcy can allow you to reorganize your debts, establish a repayment plan that you can afford and get back on track financially.
17 Nov 2021

Chapter 13 Bankruptcy Payment Plan Example

Chapter 13 bankruptcy can be a prudent option for people who are struggling financially but have a steady source of income that can be used to repay some of their debts. Unlike Chapter 7 bankruptcy, Chapter 13 lets the individual reallocate and consolidate their debts and then pay them back in a more efficient manner. […]

Couple paying bills on a laptop and considering what a Chapter 13 bankruptcy payment plan might look like.
25 Oct 2021

How Bankruptcy Can Stop Foreclosure On Your Home

Home is where the heart is. Your home is not only your most important financial asset, but it is likely filled with many family memories. Unfortunately, during difficult economic times, it is not unusual for people to struggle with mortgage payments and sometimes be forced to give up their home. According to the Maryland Department […]

Maryland brick home. Bankruptcy is a legal tool that can help homeowners prevent or delay foreclosure.
05 Oct 2021

How To Choose a Bankruptcy Attorney

If you find that you are having trouble meeting your financial obligations, you are not alone. In this very difficult economic time, many consumers are having trouble staying on track with bill payments. WalletHub recently reported that the average U.S. household is carrying a credit card balance of $7,854. The problem with unpaid debt is […]

Scales of justice on a bankruptcy attorney's desk.