27 Jul 2014

Do’s and Don’ts for Filing Bankruptcy

I enjoy looking around on the web and reading what other lawyers have to say.  Just today I came across a list of DO’s and DON’Ts for filing bankruptcy by Carmen Dellutri, a well-respected bankruptcy attorney in the state of Florida.  The interesting thing about bankruptcy law is that it is Federal law, which means, […]

14 May 2012

When Should I Talk to A Bankruptcy Attorney?

Through my national bankruptcy connections I recently became friends with Quinton Pelley, one of the premier bankruptcy attorneys in the state of Texas. He was kind enough to share with me some great articles/blogs that he has written in the bankruptcy field for potential bankruptcy filers. I think that this one is excellent, so I […]

28 Apr 2012

Maryland Bankruptcy and Credit Card Debt

The Basics of Credit Card Debt and Bankruptcy in Maryland In an economy where housing problems dominate the headlines, high interest credit cards still remain one of the largest issues consumers face in their fight for financial health. It should come as no surprise to learn then, that credit card debt is still one of […]

15 Apr 2012

Getting Credit After Bankruptcy…..Is it really 10 years?

Clients are always concerned about their credit score. It is not unusual for the question “How will bankruptcy affect my credit score?” to be the first thing that comes out of someone’s mouth when they consider bankruptcy as an option. Although bankruptcy does have an effect on your credit, the effect may not be as […]

15 Apr 2012

Keeping Your Car When Filing Bankruptcy

I saw this article on a related bankruptcy website and thought it was very good and wanted to share it with you. If you have any questions regarding this issue or are looking into filing bankruptcy, please call us for a free consultation. You Can Keep a Car in Bankruptcy, But Under What Terms? In […]

05 Dec 2011

Tax Refund and Chapter 7 Bankruptcy

As 2011 draws to an end, many people will be thinking about filing Chapter 7 bankruptcy in Maryland in 2012.  One very common question, almost always asked at the beginning of the year, is:   IF I FILE CHAPTER 7 BANKRUPTCY IN MARYLAND, WILL I STLIL BE ABLE TO KEEP MY TAX REFUND?   The answer is………….yes, […]

26 Nov 2011

Utility Bills and Bankruptcy

Two Rules for Utilities and Bankruptcy When people are current with their utility bills, utilities rarely become an issue in bankruptcy.  That is because Section 11 U.S.C. § 366(a), prohibits utility companies from discriminating against people based solely on bankruptcy filing. However, often being current is not the case and people seek to discharge their […]

23 Nov 2011

Have a Debt Free 2012!

Happy Thanksgiving to all.  If you are visiting our website during this time of the year, and you are thinking about filing for bankruptcy, you have taken the first step in the right direction to make you 2012 your best year ever.  Too many Marylanders have so much credit card debt and other other debt […]

11 Nov 2011

I Need To File Bankruptcy and I live in Maryland…..What Do I Do?

Sort of like parenting, money management is one of those things that were never taught in school.  We were taught to read, write and do some math problems that we will never have to use in real life, but we were never taught how to pay our bills and manage our finances, especially in difficult […]

22 Oct 2011

Filing Bankruptcy to Prevent Foreclosure

If you’re facing foreclosure, and you can’t seem to strike a deal with your lender, filing bankruptcy may be able to help. If you fall behind on your mortgage payments, your lender may take steps to foreclose on the property – meaning it may take back your home and sell the property at a public […]