Pikesville, MD
Amidst the hustle and bustle of Pikesville, Maryland, individuals facing financial challenges can find solace in the expertise of Sirody & Ruben Bankruptcy Center. As a trusted provider of quality bankruptcy attorney services in the area, our team is dedicated to guiding clients through the difficulties of financial restructuring with compassion, integrity, and a commitment to achieving favorable outcomes.
Bankruptcy Attorney Pikesville, MD
At Sirody & Ruben Bankruptcy Center, we understand the challenges of financial hardship in Pikesville, MD. That’s why our experienced bankruptcy attorneys are always available to guide you through the process and help you find the best solution for your unique situation.
Our team has a deep understanding of the technical bankruptcy laws in Maryland. We also stay up-to-date with the latest changes and developments to provide you with the most accurate advice and strategies. Whether you are considering Chapter 7 or Chapter 11 bankruptcy, we will work closely with you to determine the most appropriate course of action.
We believe in building strong relationships with our clients based on trust, compassion, transparency, and open communication. Our goal is to help you achieve financial relief and a fresh start while minimizing the stress and uncertainty associated with the bankruptcy process.
Chapter 7 Pikesville, MD
Based on your financial situation, our experienced attorneys will work closely with you to determine if Chapter 7 is the best solution. Chapter 7 bankruptcy, also known as liquidation bankruptcy, can provide you with a fresh start by eliminating most of your unsecured debts, such as credit card balances, medical bills, and personal loans.
Our team will guide you through the means test to ensure you qualify for Chapter 7 and help you understand which assets may be exempt from liquidation. Throughout the process, we will be by your side, representing your interests and ensuring your rights are protected and you can achieve financial relief as quickly as possible.
Chapter 13 Pikesville, MD
Chapter 13 bankruptcy offers a reorganization plan for individuals or families who have a steady income but are overwhelmed by their debts. It allows you to create a repayment plan, typically lasting three to five years, to pay back your creditors without the threat of immediate collection actions or losing significant assets like your home or car.
Unlike Chapter 7, Chapter 13 does not require you to liquidate your assets. Instead, you develop a repayment plan based on your income, living expenses, and the amount owed. This option is especially beneficial for those facing foreclosure or who have non-dischargeable debts like certain taxes or student loans. By filing for Chapter 13, you gain time to catch up on missed payments while maintaining control of your property.
Take control of your financial future today with Chapter 13 bankruptcy. Our experienced team at Sirody & Ruben in Pikesville, MD, will guide you through every step of the process, working with the court and trustee to manage payments to creditors. Let us help you focus on getting back on track while adhering to a manageable repayment plan. Contact us now for a fresh start!
