Owings Mills, MD
Owings Mills, MD, is that part of Baltimore where a lot seems to be happening all at once. Known for serving as home to several corporate headquarters, including T. Rowe Price and the Baltimore Ravens’ training facility, Owings Mills’ strong local economy comes as a shock to no one. However, for countless reasons, certain individuals and businesses still face financial difficulties in the area. For these, Sirody & Ruben Bankruptcy Center is the beacon of hope, having made a name for itself as the top choice for expert bankruptcy attorney services in Owings Mills and surrounding areas.
Bankruptcy Attorney Owings Mills, MD
At Sirody & Ruben Bankruptcy Center, we understand the stress and uncertainty that come with financial difficulties. Our team of skilled attorneys provides personalized guidance to help you explore your options and find the best solution for your unique situation.
Our comprehensive bankruptcy services include Chapter 7 bankruptcy filings, Chapter 13 bankruptcy filings, debt negotiation and settlement, credit counseling, and asset protection strategies.
Chapter 7 Owings Mills, MD
At Sirody & Ruben Bankruptcy Center, our years of experience serving Owings Mills, MD have witnessed us help numerous clients make good use of Chapter 7 bankruptcy. This form of bankruptcy offers a fresh start by liquidating non-exempt assets to pay off creditors and discharge most unsecured debts.
As we understand how complex Chapter 7 can get, we ensure to guide our clients through every step of the process. From determining eligibility to filing the necessary paperwork, we ensure a smooth and efficient bankruptcy proceeding. Here’s a brief overview of what you can expect when filing for Chapter 7 bankruptcy:
- Initial consultation to assess your financial situation
- Credit counseling session
- Preparation and filing of bankruptcy petition
- Meeting of creditors (341 meetings)
- Discharge of eligible debts
- Fresh financial start
Chapter 13 Owings Mills, MD
At Sirody & Ruben Bankruptcy Center, we’re experts in making the Chapter 13 bankruptcy work for Owings Mills, MD residents. Chapter 13 bankruptcy, often called a “wage earner’s plan,” allows individuals with regular income to develop a plan to repay all or part of their debts over three to five years.
When you opt for Chapter 13, we’ll work closely with you to create a manageable repayment plan that fits your financial situation, helping you keep valuable assets like your home while addressing your debts.
Our experienced attorneys will also guide you through every step of the process, from the initial filing to the completion of your repayment plan. When you choose us, we’ll also help you handle all communication with creditors and the bankruptcy trustee, ensuring your rights are protected and your obligations are met throughout the process.
