The Law Offices of Sirody & Ruben Bankruptcy Center is proud to offer foreclosure attorney services to residents of Owings Mills, MD. Our experienced attorneys have a deep understanding of the foreclosure process and can provide the guidance and support you need to protect your home. We will work with you to develop a personalized legal strategy that considers your unique situation and goals. Whether you are facing foreclosure or are already in the midst of the process, we can help you navigate the complex legal landscape and fight for the best possible outcome. Contact us today to schedule a consultation with one of our knowledgeable foreclosure attorneys.

What Happens During the Foreclosure Process?

The foreclosure process is a legal process that allows a lender to repossess a home when the borrower has failed to make the required loan payments. The process can be complicated and vary from state to state, but there are some general steps that are typically followed. First, the lender will send a notice of default to the borrower, informing them that they have fallen behind on their payments. If the borrower is unable to bring their account current within a certain period of time, the lender may then proceed with foreclosing on the home. In order to do this, they must first file a lawsuit with the court and obtain a judgment against the borrower. Once the judgment is obtained, the home will be scheduled for auction, and the highest bidder will receive ownership of the property.


While the foreclosure process can be stressful for all parties involved, it is important to remember that there may be options available to help you keep your home. If you are facing foreclosure, speak with a foreclosure attorney in Owings Mills, MD who can help you understand your rights and options under the law.


How Can Bankruptcy Help Prevent Foreclosure?

Facing foreclosure can be a frightening and stressful experience. If you’re behind on your mortgage payments and at risk of losing your home, filing for bankruptcy may help to prevent foreclosure. When you file for bankruptcy, an automatic stay is put in place. This means that creditors are prohibited from trying to collect debts from you, which includes foreclosing on your home. The automatic stay will remain in effect until your bankruptcy case is over or it’s lifted by the court. In some cases, the automatic stay may provide enough time to catch up on your mortgage payments and avoid foreclosure. In other cases, filing for bankruptcy may give you the opportunity to negotiate a loan modification with your lender. If you’re able to modify your loan, you may be able to make lower monthly payments that are more affordable for you. No matter what, filing for bankruptcy can provide some much-needed relief from creditors and give you some time to get back on your feet financially.

Where Can I Find A Foreclosure Attorney in Owings Mills, MD?

The Law Offices of Sirody & Ruben Bankruptcy Center is a full-service law firm that has been helping clients in Owings Mills, MD with foreclosure defense for over 20 years. The firm’s experienced attorneys work hard to protect their clients’ rights and interests, and they have a proven track record of success in court. If you are facing foreclosure, the Law Offices of Sirody & Ruben Bankruptcy Center can help. Our firm offers free initial consultations, so you can learn more about your legal options without obligation. Contact us today at 410-847-7252 to schedule a consultation!