Chapter 7 bankruptcy allows people to eliminate their unsecured debt entirely, there is no payment plan.  In order to be eligible for Chapter 7 bankruptcy you must meet income requirements and property requirements.  In other words, you cannot make too much money and you cannot have too much property.  Those limitations are very high, so the large majority of people who contact our office qualify for Chapter 7.  Feel free to call or e-mail anytime for a free evaluation of your situation.

Unsecured debts that are routinely eliminated in Chapter 7 bankruptcy are credit card debts, medical bills, repossessions, debts related to evictions and bank overdraft fees.  The most common debts that are not dischargeable in Chapter 7 bankruptcy are student loans, debts owed to the MVA, fines, restitution and certain tax debt.  Debts owed as a result of a marital settlement agreement or a family law Court Order are not dischargeable either.

If you have questions about Chapter 7 and are looking for help, call or e-mail us today.  We are Chapter 7 bankruptcy lawyers, our fees are affordable and our services is second to none.