20 Oct 2012

Can I Still File Bankruptcy If My Wages Are Already Being Garnished?

Simple answer, yes! At the Maryland Bankruptcy Center we do a great deal of online promotion and receive referrals from friends, family and former client’s every day. I probably spend at least 2 hours per day just giving out free consultations on the telephone. Sometimes people come in and file, sometimes they don’t, but the […]

20 Jun 2012

Can Bankruptcy Help?

At the Maryland Bankruptcy Center, we tell at least 1 person per day that they are NOT eligible to file bankruptcy or that bankruptcy is not a good idea. On the other hand, we tell most people who call that filing bankruptcy in Maryland is the right choice. Why is that? Chances are, if you […]

10 Feb 2012

Bankruptcy: What is it and how does it work?

As a Maryland bankruptcy lawyer, I have many clients that know very little about the bankruptcy process when they come in for a consultation. It is important that anyone considering filing for bankruptcy to have a basic understanding of the process before they make the decision to file. Everyone has a right to know what […]

25 Sep 2011

When an Ex-Spouse Files for Bankruptcy

Once of the darkest moments in anyone’s financial life is when a debt you are not responsible for shows up on your doorstep because you have co-signed a loan.  this is particularly distasteful when the person you co-signed with was once your spouse and is now your ex-spouse.  The only thing that can make this […]

25 Sep 2011

Comparing Chapter 7 to Chapter 13 Bankruptcy

To help you fully understand the difference between filing Chapter 7 Bankruptcy in Maryland and Chapter 13 Bankruptcy in Maryland, I will explain some of the major differences. In Chapter 7 Bankruptcy in Maryland, you ask the bankruptcy court to discharge most of the debts you owe.  Those debts include credit card bills, medical bills, […]

22 Jul 2011

Filing Bankruptcy In Maryland in 2011

  The last few years have brought about economic changes that Americans were not prepared for and had not experienced in their lifetime.  For many people, financial security disappeared as home values plunged, jobs were lost, debts rose, and help was nowhere to be found.  More Americans have faced with the decision to file for bankruptcy.    As we […]

03 Jan 2011

Impact of Bankruptcy on Judgments

If you’ve got a judmgent against you for an unpaid credit card debt, personal loan, medical bill, or similar debt then you may be thinking that filing for Chapter 7 or Chapter 13 personal will solve the problem.  Well…..you are CORRECT! A judgment is a common reason for Maryland residents to consider filing for bankruptcy.  In Maryland […]

12 Dec 2010

Fixing Credit Report Errors

Why is it that credit reporting companies have so much control over our lives?  One false report on your credit report could cost you the ability to buy a house, car or to even obtain a credit card.  Is that fair?  No way.  Is there anything you can do about it?  Yes, there is.  It’s […]

10 Dec 2010

The Chapter 7 and Chapter 13 Bankruptcy Process

I want to give you all an idea of the bankruptcy process. I’ll try to keep this simple and cover only the “normal” case and not cases involving objections from creditors and other complications. Once you’ve chosen a Maryland bankruptcy attorney, provided all of the documentation requested, and paid the required fees, it’s time to […]

10 Jun 2010

Chapter 7 Banruptcy’s Rising

I have noticed a trend in the last few weeks.  More and more people are calling for help with their overdue credit cards bills, medical bills and wage garnishments.  I think that due to the recession, Chapter 7 bankruptcy’s are going to increase by approximately 20% in 2010.  We shall see, I’ll keep you posted. […]