No, your spouse does not have to file bankruptcy with you. There is no law stating that both people in a marriage must file bankruptcy. A married person can file a single bankruptcy. If a married person does decide to file without their spouse, some information from the non-filing spouse would be needed. The non-filing […]
As a Maryland bankruptcy attorney I have found that many of my clients have misconceptions about which types of debts can be discharged in bankruptcy. I feel every consumer should be educated about which types of debts can be discharged before deciding to file for bankruptcy. Secured vs. Unsecured Debts I have found that a […]
Simple answer. No. If you file for Chapter 7 bankruptcy in Maryland, you will not lose all of your proprety, in fact, you will not lose any of your property. This is possibly one of the biggest misconceptions about bankruptcy in Maryland. When you file, you can protect a certain amount of property and still […]
Bankruptcy filings in June declined for both individuals and businesses. Still, bankruptcies so far this year are 9 percent ahead of last year’s monthly average, according to data compiled from court records by Automated Access to Court Electronic Records. If the pace continues for the next six months, 2010 will have the most bankruptcies since […]
I saw this blog article on a Texas bankruptcy website and thought it was excellent, so I am passing it on to you. If you have any questions and are thinking about contacting a Maryland Bankruptcy Lawyer or Maryland Bankruptcy Attorney, call or e-mail us today and we will get back to you immediately. CAN […]
If you are struggling with debt in Maryland, chances are you are feeling powerless. Collection agents are skilled at making you feel stressed and hopeless through embarrassing phone calls at work and home; threatening letters; and sometimes legal action. The collection companies want you to feel that your only choice to stop the harassment is […]
A member of Congress has proposed a bill that would erase medical bills from credit reports. I think that is a great idea, for many reasons. See the article below, it is very interesting: New Bill Proposed Would Remove Medical Collections From Credit Reports In June 2011, a bill titled the Medical Debt Responsibility Act […]
The last few years have brought about economic changes that Americans were not prepared for and had not experienced in their lifetime. For many people, financial security disappeared as home values plunged, jobs were lost, debts rose, and help was nowhere to be found. More Americans have faced with the decision to file for bankruptcy. As we […]
People from all around the entire Baltimore and Washington areas call us each day to discuss their bankruptcy options. Many time, people begin the conversation to explain why they need to file bankruptcy and for how long they have tried to put it off. They often feel guilty about it, feeling as if they are […]
The article below was posted on the Bankruptcy News website on May 31, 2011: Are Second Chance Credit Cards A Good Option For Rebuilding Credit? If you have just recently filed for bankruptcy, you may wonder if your credit will ever be the same again, or what you can do to rebuild your credit to […]
