19 May 2026

Meeting of Creditors in Maryland Bankruptcy: What to Expect at the 341 Meeting

by David Ruben

When you file for Chapter 7 or Chapter 13 bankruptcy, one of the first major steps in your case is the Meeting of Creditors, also known as the 341 meeting. Many people feel nervous when they hear the term, but the meeting is usually simple, short, and far less intimidating than it sounds. In most cases, it lasts about 5–10 […]

02 Jun 2010

Maryland Legislature Passes New Laws Regarding Forclosures

by David L. Ruben, Esquire

Maryland Enacts Foreclosure Mediation Law. On April 13, Maryland Governor Martin O’Malley signed a law (H.B. 472) giving homeowners the right to mediate foreclosure with a neutral third party and requiring lenders to conduct loss mitigation analyses before foreclosing home loans. The law applies to 1-4 family residential properties occupied as the borrower’s primary residence […]