28 Apr 2012

How Will Bankruptcy Affect My Credit?

Clients are always concerned about their credit score. It is not unusual for the question “How will bankruptcy affect my credit score?” to be the first thing that comes out of someone’s mouth when they consider bankruptcy as an option. Although bankruptcy does have an effect on your credit, the effect may not be as […]

15 Apr 2012

Getting Credit After Bankruptcy…..Is it really 10 years?

Clients are always concerned about their credit score. It is not unusual for the question “How will bankruptcy affect my credit score?” to be the first thing that comes out of someone’s mouth when they consider bankruptcy as an option. Although bankruptcy does have an effect on your credit, the effect may not be as […]

15 Apr 2012

Keeping Your Car When Filing Bankruptcy

I saw this article on a related bankruptcy website and thought it was very good and wanted to share it with you. If you have any questions regarding this issue or are looking into filing bankruptcy, please call us for a free consultation. You Can Keep a Car in Bankruptcy, But Under What Terms? In […]

22 Feb 2012

Filing Bankruptcy In Maryland

Hey folks. Thank you for visiting our website. I haven’t posted on my website in a little while, and I’d like to apologize and explain why. We have been so busy over the past few months filing Chapter 7 and Chapter 13 bankruptcy petitions, we just haven’t had the time. Why are we so busy? […]

29 Dec 2011

Married and Filing for Bankruptcy

If you are married and filing for bankruptcy, it is important to think about how it will affect your spouse. When a person is married, then both that person and their spouse are basically co-signers on any credit cards and bank accounts held jointly. So, if your spouse files for bankruptcy, then you are both […]

19 Dec 2011

Is Filing for Bankruptcy in Maryland a Good Decision?

Deciding whether or not to file for bankruptcy in Maryland may be a tough decision to make. In order to make an informed decision it helps to know how filing for bankruptcy will affect you now and in the future. Here is a list of some Maryland bankruptcy basics: Maryland Bankruptcy Positives: Filing for bankruptcy […]

05 Dec 2011

Tax Refund and Chapter 7 Bankruptcy

As 2011 draws to an end, many people will be thinking about filing Chapter 7 bankruptcy in Maryland in 2012.  One very common question, almost always asked at the beginning of the year, is:   IF I FILE CHAPTER 7 BANKRUPTCY IN MARYLAND, WILL I STLIL BE ABLE TO KEEP MY TAX REFUND?   The answer is………….yes, […]

26 Nov 2011

Utility Bills and Bankruptcy

Two Rules for Utilities and Bankruptcy When people are current with their utility bills, utilities rarely become an issue in bankruptcy.  That is because Section 11 U.S.C. § 366(a), prohibits utility companies from discriminating against people based solely on bankruptcy filing. However, often being current is not the case and people seek to discharge their […]

23 Nov 2011

Have a Debt Free 2012!

Happy Thanksgiving to all.  If you are visiting our website during this time of the year, and you are thinking about filing for bankruptcy, you have taken the first step in the right direction to make you 2012 your best year ever.  Too many Marylanders have so much credit card debt and other other debt […]

11 Nov 2011

I Need To File Bankruptcy and I live in Maryland…..What Do I Do?

Sort of like parenting, money management is one of those things that were never taught in school.  We were taught to read, write and do some math problems that we will never have to use in real life, but we were never taught how to pay our bills and manage our finances, especially in difficult […]