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» Chapter 7

Can You File Bankruptcy A…

Can You File Bankruptcy Again?

While one may hope to only go through one financial crisis during his or her lifetime, that may unfortunately end up being wishful thinking. Imagine that you suffered from an illness or lost a job and filed for bankruptcy to get a fresh start. What h… Read More
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When You Can Discharge In…

When You Can Discharge Income Tax Debt in Bankruptcy

When you file for bankruptcy, you may be able to wipe away income tax debts depending on how old the tax debt is. Bankruptcy law lays out specific rules for how old an income tax debt must be in order for it to be discharged along with a few addition… Read More
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WHAT TO DO WITH YOUR CAR…

WHAT TO DO WITH YOUR CAR LOAN IN A CHAPTER 7 BANKRUPTCY

When you file for Chapter 7 bankruptcy, you must tell the court what you intend to do with your debts that are secured by personal property.  For many Chapter 7 bankruptcy filers, this decision comes up in the context of their car loans. Ordinarily,… Read More
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HELPING YOU KEEP YOUR CAR…

HELPING YOU KEEP YOUR CAR IN A CHAPTER 13 BANKRUPTCY

At Ruben Law and the Maryland Bankruptcy Center, we have been helping Clients file Chapter 7 and Chapter 13 Bankruptcy for over 25 years. We help people understand Bankruptcy can be a fresh start and is an affordable, and legal option. This is an art… Read More
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SHOULD I FILE FOR BANKRUPTCY?

One of the most difficult decisions a person might have to make in life is whether or not to file for bankruptcy.   Like anything, asking friends or family can often lead to bad or simply false information.  Many Americans view bankruptcy as a fina… Read More
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Will Bankruptcy Stop a Wage Garnishment?

Yes, filing Chapter 7 or Chapter 13 bankruptcy will automatically stop a wage garnishment. If it is a dishcargeable debt (credit card, repossession, medical bill, etc.), then it will be stopped for good. If it is a non-dishchargeable debt (most tax… Read More
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Can I Still File Bankruptcy If My Wages Are Already Being Garnished?

Simple answer, yes! At the Maryland Bankruptcy Center we do a great deal of online promotion and receive referrals from friends, family and former client’s every day. I probably spend at least 2 hours per day just giving out free consultations… Read More
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When Should I Talk to A Bankruptcy Attorney?

Through my national bankruptcy connections I recently became friends with Quinton Pelley, one of the premier bankruptcy attorneys in the state of Texas. He was kind enough to share with me some great articles/blogs that he has written in the bankrup… Read More
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Maryland Bankruptcy and Credit Card Debt

The Basics of Credit Card Debt and Bankruptcy in Maryland In an economy where housing problems dominate the headlines, high interest credit cards still remain one of the largest issues consumers face in their fight for financial health. It should com… Read More
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How Will Bankruptcy Affect My Credit?

Clients are always concerned about their credit score. It is not unusual for the question “How will bankruptcy affect my credit score?” to be the first thing that comes out of someone’s mouth when they consider bankruptcy as an option. Althou… Read More
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