100% Money Back Guarantee

Complete legal analysis:

When you make your appointment for your Chapter 7 Bankruptcy we will do a complete legal analysis of your financial situation. In this meeting your lawyer will perform a complete means test. This test is the only way to truly determine if you qualify for bankruptcy. This appointment, if billed hourly, would be worth $200.00 to $300.00 in legal fees alone, however, we are willing to provide it at no cost. We do this because we are confident that after you meet with us, you will decide to retain our firm to handle your case.


Complete confidentiality:

We guarantee that when you come and speak to us about your financial situation you will receive complete confidentiality from our staff and our attorneys. What you say in this office will stay in the office. There is no reason to be embarrassed or worried about any of your financial information ever leaving our office; unless you decide to file bankruptcy.

The Bankruptcy court will accept your case:

We guarantee that if we accept your case to be filed, that the Bankruptcy court will accept your case. You are guaranteed that as long as you have provided for us all the paperwork / information that we need and are honest and forthright with that information, that your case will be accepted as filed. We will refund you 100% of your money if the court does not accept your case. Furthermore, we will also pay the filing fee if a case is rejected. We are THAT confident that we can support this claim because we have never had it happen.

Instant relief from creditors:

Once you have retained our office, you will receive instant relief from creditors. They will know that the “game is over” and they cannot harass you anymore. If they do call we will call them ourselves to let them know you are represented by an attorney and what they are doing it in violation federal law. If need be we will take them to court ourselves.

You will get your discharge:

When you’ve retained the Law Office of David Ruben, we will guarantee that you will get your bankruptcy discharge. If you’ve done what’s required of you to file bankruptcy and if you are completely honest with us about your financial situation, and have done all that the bankruptcy courts have required then we promise we’ll stick with you all the way to the end. Understanding that you have not hidden anything from the courts, the trustees, or our office, we guarantee you will get your discharge. You can rest and leave the hard work us.

Serving Clients in: Baltimore, Columbia, Glen Burnie, Towson, Annapolis, Pasadena, Rockville, Silver Spring, Laurel, College Park, Frederick, Ellicott City, Upper Marlboro, Landover, Lanham, Severn, Severna Park, Dundalk, Essex, Timonium, Catonsville, Brooklyn Park, Owings Mills, Reisterstown, Westminster, Eldersburg, Sykesville, Burtonsville, Odenton, Hanover, Prince George’s County, Howard County, Baltimore County, Montgomery County, Anne Arundel County, and Frederick County.

For your FREE consultation contact Mr. Ruben today at  (410) 766-4044, (301)-587-8900, 877-549-0888 or use our contact form.


If you are concerned about the soon-to-expire foreclosure moratorium, contact Sirody & Ruben Bankruptcy Center. Our experienced attorneys will review your financial profile and make recommendations based on your individual goals.

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