The Law Offices of Sirody & Ruben Bankruptcy Center is proud to offer foreclosure defense services to families in Baltimore, MD. Our foreclosure attorney has extensive experience representing homeowners in court and has a proven track record of success. We understand the stress and anxiety that comes with the threat of losing one’s home, and we are dedicated to fighting for our clients’ rights. If you are facing foreclosure, we urge you to contact our office to schedule a consultation. We will review your case and advise you of your legal options. With our help, you can keep your home and get back on solid financial footing.

What Happens During the Foreclosure Process?

Foreclosure is a legal process that allows a lender to recover the balance of a loan from a borrower who has defaulted on their payments. The process begins when the borrower falls behind on their mortgage payments and the lender files a notice of default with the local court. If the borrower does not remedy the default within a specified period of time, the lender will schedule a foreclosure sale. At the sale, the property will be auctioned off to the highest bidder, and the proceeds from the sale will be used to pay off the outstanding loan balance. The borrower will typically be responsible for any remaining balance. In some cases, the lender may agree to accept a deed in lieu of a foreclosure, which allows the borrower to avoid going through the foreclosure process. However, this option is typically only available if the borrower meets certain conditions, such as being current on their mortgage payments.



The Law Offices of Sirody & Ruben Bankruptcy Center has a foreclosure attorney in Baltimore, MD that can help you navigate the foreclosure process from start to finish. We will answer any questions you may have and develop the best plan of action for you.

How Can Bankruptcy Help Prevent Foreclosure?

Facing foreclosure can be a frightening and stressful experience. The threat of losing your home is very real, and the situation can seem hopeless. However, there are options available that can help you keep your home, even if you have fallen behind on your mortgage payments. One such option is bankruptcy.

While it may seem counterintuitive, filing for bankruptcy can actually help prevent foreclosure. When you file for bankruptcy, an automatic stay goes into effect. This means that your creditors are not allowed to take any collection action against you, including foreclosing on your home. The automatic stay gives you some much-needed breathing room to catch up on your mortgage payments or work out a repayment plan with your lender.

Of course, bankruptcy is not right for everyone facing foreclosure. But if you are struggling to keep up with your mortgage payments, it may be worth considering this option. An experienced foreclosure attorney in Baltimore, MD can help you evaluate your situation and determine if filing for bankruptcy is the best way to protect your home from foreclosure.

Where Can I Find a Foreclosure Attorney in Baltimore, MD?

The Law Offices of Sirody & Ruben Bankruptcy Center is a full-service law firm that has been handling foreclosure cases in Baltimore, MD for over 20 years. We have a team of experienced attorneys who are familiar with all aspects of the foreclosure process, and we will work tirelessly to protect your rights. We offer free consultations, so please do not hesitate to contact us at (410) 415-0445 if you are facing foreclosure. We will be happy to review your case and explain your options.