24 Feb 2021

How To File For Bankruptcy Remotely In Maryland

The COVID-19 pandemic has resulted in unprecedented job loss and an uncertain economy. Although the vaccine is starting to make its way across the U.S., there is still widespread concern about when businesses will get back to “business as usual”. Many Americans continue to face extreme financial hardship due to job loss or reduced income, […]

Couple reviewing finances and filing for bankruptcy virtually.
20 Jan 2021

COVID-19 And Middle Class Bankruptcy

Extraordinary job losses combined with COVID-19 medical debt is wreaking financial havoc on many families. A recent article in the Wall Street Journal discussed the ways in which the pandemic is affecting the debt-laden middle class in particular. Many middle class families are finding that their existing debt paired with job losses, an economic slowdown […]

Family in front of their home. More middle class families are utilizing bankruptcy in order to get out from the financial stress caused by the pandemic.
20 Nov 2020

How To Avoid Chapter 13 Bankruptcy Dismissal

In the current economic climate, many people are having difficulty meeting their financial obligations. As unpaid bills pile up, debt continues to accumulate and multiply. At some point, the most practical solution to a personal financial crisis may be to file for bankruptcy in order to start over with a clean financial slate. How Chapter […]

Chapter 13 bankruptcy printed on a clipboard, at a bankruptcy attorney's desk.
31 Jul 2020

Bankruptcy After A COVID-19 Layoff

The COVID-19 pandemic has created significant hardship for many people. As of June 2020, approximately 17.8 million people in the U.S. were unemployed. Across all industries and all levels of work seniority, many people are having a hard time making ends meet. Most stimulus checks were spent long ago, and although families are gaining some […]

Newspaper with headline about layoffs during COVID-19.
23 Apr 2020

If I File For Bankruptcy, Will I Lose My Unemployment Benefits?

The COVID-19 pandemic has created a domino effect, with closed business and furloughed employees resulting in record numbers of unemployment applications. In the first month of the pandemic, more than 22 million employees had applied for unemployment benefits with more expected to follow. In the face of job loss, substantially reduced work hours or a […]

Unemployment benefit claimed stamped "approved". Learn how bankruptcy affects unemployment benefits.
08 Mar 2020

If I File For Bankruptcy, Will I Have To Give Up My Tax Refund?

Tax refunds, obtained as a result of overpaying on taxes throughout the year, often become an anticipated windfall that people come to expect each spring. According to statistics, nearly eight out of ten Americans get a tax refund each year, and last year the IRS refunded more than 111 million Americans. If you are someone […]

1040 income tax form with refund money. If you're considering filing for bankruptcy, you may be wondering how this will affect your tax refund.
17 Jan 2020

Car Loans And Bankruptcy

Facing tough financial issues can be the source of significant stress and worry. Mounting pressures from debt collector calls, unpaid bills and choices that can’t be made due to financial struggles can make life difficult. Bankruptcy is often a very sensible option for people who want to gain a fresh start financially. Many people considering […]

MD bankruptcy attorney completing paperwork next to a blue toy car. Many people believe that an auto loan is a nondischargeable debt, but this is not always the case.
03 Dec 2019

Things To Consider If You’re Filing For Bankruptcy And Self-Employed

Being self-employed can have a number of benefits including flexibility, autonomy and the power to make your own decisions. But it also means wearing multiple “hats”. People who are self-employed may be small business owners, or they may be freelancers or independent contractors. They may be responsible not only for their actual product or service, […]

Self-employed business owner reviewing finances. Bankruptcy can be a viable option for self-employed individuals who are facing financial difficulties
27 Nov 2019

Bankruptcy Estate, Bankruptcy Exemptions –  What Does It All Mean? 

If you’re considering filing for bankruptcy, you may hear the term “estate” and wonder what that’s about. In this instance, it doesn’t refer to a large home or mansion or to the belongings of someone who has passed away like an “estate sale”. In a bankruptcy case, the “bankruptcy estate” simply refers to everything the […]

Worried couple using their laptop to pay their bills at home in the living room
02 Apr 2019

How to Stop Creditors from Calling

How to stop creditors from calling, what is an Automatic Stay? Are you being hounded by phone calls from creditors? Are your wages being garnished? Is your bank account on the verge of being seized? Are you subject to a lawsuit or foreclosure? These are common stressful situations that we hear from potential bankruptcy clients […]