16 Sep 2026

Maryland’s New $125,000 Homestead Exemption: Major Protection for Homeowners Filing Bankruptcy

by David Ruben

Maryland’s New $125,000 Homestead Exemption: Major Protection for Homeowners Filing Bankruptcy Maryland homeowners considering bankruptcy received some very good news in 2026. A major change in Maryland law dramatically increases the amount of home equity that can be protected in a bankruptcy case. Effective June 1, 2026, the Maryland homestead exemption increased to $125,000. For […]

19 May 2026

Meeting of Creditors in Maryland Bankruptcy: What to Expect at the 341 Meeting

by David Ruben

When you file for Chapter 7 or Chapter 13 bankruptcy, one of the first major steps in your case is the Meeting of Creditors, also known as the 341 meeting. Many people feel nervous when they hear the term, but the meeting is usually simple, short, and far less intimidating than it sounds. In most cases, it lasts about 5–10 […]

10 Feb 2026

How Chapter 13 Bankruptcy Stops Foreclosure in Maryland

by David Ruben

Facing foreclosure is overwhelming, but homeowners in Maryland have a powerful legal tool that can immediately stop the process: Chapter 13 bankruptcy. Many people have heard that bankruptcy can “stop a foreclosure,” but they’re unsure how it actually works or what happens after the filing. Understanding the process can help you make informed decisions and protect […]

12 Jan 2026

Will Bankruptcy Stop Wage Garnishment in Maryland? What You Need to Know

by David Ruben

Many people reach out for help after a wage garnishment has already begun. Losing part of your paycheck every pay period can make it nearly impossible to cover basic living expenses. One of the most common questions people ask is whether bankruptcy will stop wage garnishment in Maryland. In most cases, the answer is yes—and […]

08 Jan 2026

How a Chapter 13 Repayment Plan Works in Maryland

by David Ruben

Many people exploring bankruptcy want to understand the difference between Chapter 7 and Chapter 13. While Chapter 7 eliminates most unsecured debt quickly, a Chapter 13 repayment plan in Maryland offers a structured, court-approved way to repay certain debts over time. For many Maryland residents, Chapter 13 provides the best path to protect a home, […]

23 Jan 2025

Tips for improving and maintaining your Credit after Bankruptcy

by David Ruben

Tips for improving and maintaining your Credit after Bankruptcy If you’ve recently gone through bankruptcy, you’re not alone—and most importantly, it’s not the end of your financial journey. Bankruptcy can feel like a significant setback, but with the right steps, you can rebuild your credit and work toward a strong financial future. Here’s a few […]