Call 24/7: (410) 766-4044 (Balt. Metro) Call 24/7: (301) 587-8900 (Wash. Metro)
Offices Located in: Glen Burnie - Greenbelt - Baltimore - Columbia

Rebuilding Credit During and After Bankruptcy

Maryland Bankruptcy Lawyers have a "list-serve" where we post questions and answers to bankruptcy questions in order to help each other out.  Although I have alot of experience handling Chapter 7 and Chapter 13 consumer bankruptcy cases, I continually learn and keep up to date by reading the list serve questions and answers each day. This is what I learned today.  Believe it or not, your credit improves as soon as you file for bankruptcy. Your creditors can no longer chase you around, and a substantial part of your indebtedness will probably be discharged. Moreover, you won't be eligible for another discharge for eight years. All of these circumstances make you a better risk than you are right before bankruptcy. Many people in Chapter 7 and Chapter 13 bankruptcy start getting credit card offers shortly after filing their petition. If you do get one of these credit cards, use it cautiously and responsibly. While it's true that the record of your bankruptcy case will remain on your credit report for years, the more significant consideration is bankruptcy's ability to help rebuild your credit score, which after all is the main factor that guides lending decisions. To learn how bankruptcy can start you on the path toward repaired credit, call us today or fill out the contact form on the left.  We will contact you shortly and a Maryland Bankruptcy lawyer will answer all of your questions and discuss whether or not personal Chapter 7 or Chapter 13 bankruptcy is right for you. Serving Clients in: Baltimore, Columbia, Glen Burnie, Towson, Annapolis, Pasadena, Rockville, Silver Spring, Laurel, College Park, Frederick, Ellicott City, Upper Marlboro, Landover, Lanham, Severn, Severna Park, Dundalk, Essex, Timonium, Catonsville, Brooklyn Park, Owings Mills, Reisterstown, Westminster, Eldersburg, Sykesville, Burtonsville, Odenton, Hanover, Prince George’s County, Howard County, Baltimore County, Montgomery County, Anne Arundel County, and Frederick County. For your FREE consultation contact the Maryland Bankruptcy Center today at  (410) 766-4044, (301)-587-8900, or (877)-549-0888 or use our contact form on our website.

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10.0David Louis Ruben

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Chapter 13 Bankruptcy